Privacy Policy

Collection and Use of Personal Information

Personal information is data that can be used to Account Identify or contact a single person.

You may be asked to your personal information anytime you are in contact with Richkart.com or a Richkart.com affiliated company. Richkart.com and its affiliates may share this personal information with each other and use it consistent with this Privacy Policy. They may also combine it with other information to and improve our products, services, content, and advertising. You are not required to the personal information that we have requested, but, if you chose not to do so, in many cases we will not be able to you with our products or services or respond to any queries you may have.

Here are some examples of the types of personal information Richkart.com may collect and how we may use it:

What personal information we collect

  • When you create a Richkart.com ACCOUNT, apply for commercial credit, purchase a product, contact us or participate in an online survey, we may collect a variety of information, including your name, mailing address, phone number, email address, contact preferences, device Accountancies, IP address, location information and Payment information.
  • When you share your content with family and friends using Richkart.com Services, send gift certificates and products, or invite others to participate in Richkart.com services or forums, Richkart.com may collect the information you about those people such as name, mailing address, email address, and phone number. Richkart.com will use such information to fulfill your requests, the relevant product or service, or for anti-fraud purposes.
  • In certain jurisdictions, we may ask for a government issued ACCOUNT in limited circumstances including when setting up a wireless account and activating your device, for the purpose of extending commercial credit, managing reservations, or as required by law.

How we use your personal information

 

We may process your personal information for the purposes described in this Privacy Policy with your consent, for compliance with a legal obligation to which Richkart.com is subject or when we have assessed it is necessary for the purposes of the legitimate interests pursued by Richkart.com or a third party to whom it may be necessary to disclose information.

  • The personal information we collect allows us to keep you posted on Richkart.com’s latest product announcements, and upcoming events. If you don’t want to be on our mailing list, you can opt out anytime by updating your preferences.
  • We also use personal information to help us create, develop, operate, deliver, and improve our products, services, content and advertising, and for loss prevention and anti-fraud purposes. We may also use your personal information for account and network security purposes, including in order to protect our services for the benefit of all our users. Where we use your information for anti-fraud purposes it arises from the conduct of an online transaction with us. We limit our uses of data for anti-fraud purposes to those which are strictly necessary and within our assessed legitimate interests to protect our customers and our services. For certain online transactions we may also Val Account the information d by you with publicly accessible sources.
  • We may use your personal information, including date of birth, to verify Account entity, assist with Account identification of users, and to determine appropriate services. For example, we may use date of birth to determine the age of Richkart.com Account holders.
  • From time to time, we may use your personal information to send important notices, such as communications about purchases and changes to our terms, conditions, and policies. Because this information is important to your interaction with Richkart.com, you may not opt out of receiving these communications.
  • We may also use personal information for internal purposes such as auditing, data analysis, and research to improve Richkart.com’s products & seller services, services, and customer communications.
  • If you enter into a sweepstake, contest, or similar promotion we may use the information you to administer those programs.

Source of your personal information where they are not collected from you

We may have received your personal information from other persons if that person has shared their content with you using Richkart.com products, sent gift certificates and products, or invited you to participate in Richkart.com services or forums. We may also the information d by you when creating a Richkart.com ACCOUNT with a third party for security and fraud prevention purposes.

For research and development purposes, we may use datasets such as those that contain images, voices or other data that could be associated with an Account Identifiable person. When acquiring such datasets, we do so in accordance with applicable law in the jurisdiction in which the dataset is hosted. When using such datasets for research and development, we do not attempt to re-Account Identify individual Account who may appear therein.

Collection and Use of Non-Personal Information

We also collect data in a form that does not, on its own, permit direct association with any specific individual Account. We may collect, use, transfer, and disclose non-personal information for any purpose. The following are some examples of non-personal information that we collect and how we may use it:

  • We may collect information such as occupation, language, zip code, area code, unique device Account Identifier, referrer URL, location, and the time zone where a Richkart.com product is used so that we can better understand customer behavior and improve our products, services, and advertising.
  • We may collect information regarding customer activities on our website & Related services This information is aggregated and used to help us more useful information to our customers and to understand which parts of our website, products, and services are of most interest. Aggregated data is cons Account erred non‑personal information for the purposes of this Privacy Policy.
  • We may collect and store details of how you use our services, including search queries. This information may be used to improve the relevancy of results d by our services. Except in limited instances to ensure quality of our services over the Internet, such information will not be associated with your IP address.
  • With your explicit consent, we may collect data about how you use your device and applications in order to help app developers improve their apps.

If we do combine non-personal information with personal information the combined information will be treated as personal information for as long as it remains combined.

Cookies and Other Technologies

Richkart.com’s websites, online services, interactive applications, email messages, and advertisements may use "cookies" and other technologies such as pixel tags and web beacons. These technologies help us better understand user behavior, tell us which parts of our websites people have visited, and facilitate and measure the effectiveness of advertisements and web searches. We treat information collected by cookies and other technologies as non‑personal information. However, to the extent that Internet Protocol (IP) addresses or similar Account entities are conserved Account personal information by local law, we also treat these Account identifiers as personal information. Similarly, to the extent that non-personal information is combined with personal information, we treat the combined information as personal information for the purposes of this Privacy Policy.

Ads that are delivered by Richkart.com’s advertising platform may appear in Richkart.com News and in the App Store. If you do not wish to receive ads targeted to your interests from Richkart.com's advertising platform, you can choose to enable Limit Ad Tracking, which will opt your Richkart.com ACCOUNT out of receiving such ads regardless of what device you are using. If you enable Limit Ad Tracking on your mobile device.

Richkart.com and our partners also use cookies and other technologies to remember personal information when you use our website, online services, and applications. Our goal in these cases is to make your experience with Richkart.com more convenient and personal. For example, knowing your first name lets us welcome you the next time you visit the Richkart.com Online Store. Knowing your country and language − and if you are an educator, your school − helps us a customized and more useful shopping experience. Knowing someone using your computer or device has shopped for a certain product or used a particular service helps us make our advertising and email communications more relevant to your interests. And knowing your contact information, hardware Accountancies, and information about your computer or device helps us personalize your operating system, set up your service, and you with better customer service.

If you want to disable cookies and you’re using the Safari web browser, go to browser preferences and then to the privacy pane to manage your preferences. On your Richkart.com mobile device, go to Settings, then Browser, scroll down to the Privacy & Security section, and tap on “Block Cookies” to manage your preferences. For other browsers, check with your r to find out how to disable cookies. Please note that certain features of the Richkart.com website will not be available once cookies are disabled.

As is true of most internet services, we gather some information automatically and store it in log files. This information includes Internet Protocol (IP) addresses, browser type and language, Internet service r (ISP), referring and exit websites and applications, operating system, date/time stamp, and clickstream data.

We use this information to understand and analyze trends, to administer the site, to learn about user behavior on the site, to improve our product and services, and to gather demographic information about our user base as a whole. Richkart.com may use this information in our marketing and advertising services.

In some of our email messages, we use a “click-through URL” linked to content on the Richkart.com website. When customers click one of these URLs, they pass through a separate web server before arriving at the destination page on our website. We track this click-through data to help us determine interest in particular topics and measure the effectiveness of our customer communications. If you prefer not to be tracked in this way, you should not click text or graphic links in the email messages.

Pixel tags enable us to send email messages in a format customer can read, and they tell us whether mail has been opened. We may use this information to reduce or eliminate messages sent to customers.

Disclosure to Third Parties

At times Richkart.com may make certain personal information available to strategic partners that work with Richkart.com to products and services, or that help Richkart.com market to customers. For example, when you purchase and activate your Apps & Website Account, you authorize Richkart.com and your carrier to exchange the information you during the activation process to carry out service. If you are approved for service, your account will be governed by Richkart.com and your carrier’s respective privacy policies. Personal information will only be shared by Richkart.com to or improve our products, services and advertising; it will not be shared with third parties for their marketing purposes.

Service Rs

Richkart.com shares personal information with companies who services such as information processing, extending credit, fulfilling customer orders, delivering products to you, managing and enhancing customer data, customer service, assessing your interest in our products and services, and conducting customer research or satisfaction surveys. These companies are obligated to protect your information and may be located wherever Richkart.com operates.

Others

It may be necessary − by law, legal process, litigation, and/or requests from public and governmental authorities within or outs Accounted your country of reacquaintance − for Richkart.com to disclose your personal information. We may also disclose information about you if we determine that for purposes of national security, law enforcement, or other issues of public importance, disclosure is necessary or appropriate.

We may also disclose information about you if we determine that disclosure is reasonably necessary to enforce our terms and conditions or protect our operations or users. Additionally, in the event of a reorganization, merger, or sale we may transfer any and all personal information we collect to the relevant third party.

Protection of Personal Information

Richkart.com takes the security of your personal information very seriously. Richkart.com online services such as the Richkart.com Online Store and Richkart.com Services protect your personal information during transit using encryption such as Transport Layer Security (TLS). When your personal data is stored by Richkart.com, we use computer systems with limited access housed in facilities using physical security measures. With the exception of Richkart.com Notifications, data is stored in encrypted form including when we utilize third-party storage.

When you use some Richkart.com products, services, or applications or post on a Richkart.com forum, chat room, or social networking service, the personal information and content you share is visible to other users and can be read, collected, or used by them. You are responsible for the personal information you choose to share or submit in these instances. For example, if you list your name and email address in a forum posting, that information is public. Please take care when using these features.

The existence of Automated Decision-Making, Including Profiling

Richkart.com does not take any decisions involving the use of algorithms or profiling that significantly affects you.

Integrity and Retention of Personal Information

Richkart.com makes it easy for you to keep your personal information accurate, complete, and up to date. We will retain your personal information for the period necessary to fulfill the purposes outlined in this Privacy Policy and our service specific privacy summaries. When assessing these periods, we carefully examine our need to collect personal information at all and if we establish a relevant need we only retain it for the shortest possible period to realize the purpose of collection unless a longer retention period is required by law.

Access to Personal Information

You can help ensure that your contact information and preferences are accurate, complete, and up to date by signing in to your Richkart.com Account page. For other personal information we hold, we will revaccinate you with access (including a copy) for any purpose including to request that we correct the data if it is inaccurate or delete the data if Richkart.com is not required to retain it by law or for legitimate business purposes. We may decline to process requests that are frivolous/vexatious, jeopardize the privacy of others, are extremely impractical, or for which access is not otherwise required by local law. We may also decline aspects of deletion or access requests if we believe doing so would undermine our legitimate use of data for anti-fraud and security purposes as described earlier. Online tools for the exercise of access, correction, or deletion requests are available on a regional basis by signing in to Where the online tool is not currently available for access requests in your region, a request may be made directly.

Children & Education

We understand the importance of taking extra precautions to protect the privacy and safety of children using Richkart.com products and services. Children under the age of 13, or equivalent minimum age in the relevant jurisdiction, are not permitted to create their own Richkart.com ACCOUNTs, unless their parent Accounted verifiable consent or as part of the child account creation process in Family Sharing or they have obtained a Managed Richkart.com ACCOUNT (where available) through their school. For example, a parent must review the Richkart.com ACCOUNT and Family Sharing Disclosure and agree to the Consent to Richkart.com’s Collection, Use and Disclosure of Your Child’s Information; and the Richkart.com Services Terms and Conditions, before they can begin the Richkart.com ACCOUNT creation process for their child. In addition, schools that participate in Richkart.com School Manager and have reviewed and consented to the Managed Richkart.com ACCOUNTs for Students Disclosure may create Managed Richkart.com ACCOUNTs for students.

If we learn that we have collected the personal information of a child under 18, or equivalent minimum age depending on jurisdiction, outs Accounted the above circumstances we will take steps to delete the information as soon as possible.

If at any time a parent needs to access, correct, or delete data associated with their Family Sharing account or child’s Richkart.com ACCOUNT, they may contact us through one of the options Accounted at the bottom of this page.

Location-Based Services

To prov Accounted location-based services on Richkart.com products, Richkart.com and our partners and licensees may collect, use, and share precise location data, including the real-time geographic location of your Richkart.com computer or device. Where available, location-based services may use GPS, Bluetooth, and your IP Address, along with crowd-sourced Wi-Fi hotspot and cell tower locations, and other technologies to determine your devices’ approximate location. Unless you prov Accounted consent, this location data is collected anonymously in a form that does not personally Accountant you and is used by Richkart.com and our partners and licensees to prov Accounted and improve location-based products and services. For example, your device may share its geographic location with application prov Accouters when you opt in to their location services.

Third‑Party Sites and Services

Richkart.com websites, products, applications, and services may contain links to third-party websites, products, and services. Our products and services may also use or offer products or services from third parties − for example, a third‑party Links & Products.

Information collected by third parties, which may include such things as location data or contact details, is governed by their privacy practices. We encourage you to learn about the privacy practices of those third parties.

If you purchase a subscription in a third-party app or within News, we create a Subscriber ACCOUNT that is unique to you and the developer or publisher which we use to prov reports to the developer or publisher that include information about the subscription you purchased, and your country of reacquaintance. If you cancel all of your subscriptions with a particular developer or publisher, the Subscriber ACCOUNT will reset after 180 days if you do not presubscribe. This information is overcounted to developers so that they can understand the performance of their subscriptions.

Information Collection and Use

For a better experience, while using our Service, we may require you to provide us with certain personally identifiable information. The information that we request is will be retained by us and used as described in this privacy policy.

The app does use third party services that may collect information used to identify you.

Link to privacy policy of third-party service providers used by the app

Log Data

We want to inform you that whenever you use our Service, in a case of an error in the app we collect data and information (through third party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use of the Service, and other statistics.

Service Providers

We may employ third-party companies and individuals due to the following reasons:

To facilitate our Service;

To provide the Service on our behalf;

To perform Service-related services; or

To assist us in analyzing how our Service is used.

We want to inform users of this Service that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

International Users

All the information you prov Accounted may be transferred or accessed by entities around the world as described in this Privacy Policy. Personal information, relating to Richkart.com services, regarding indie Accentual who res Accounted in a member state of the European Economic Area and Switzerland is controlled by Richkart.com Distribution International in Ireland, and processed on its behalf by Richkart.com Inc. Richkart.com uses approved Model Contractual Clauses for the international transfer of personal information collected in the European Economic Area and Switzerland. Richkart.com, as a global company, has a number of legal entities in different jurisdictions which are responsible for the personal information which they collect, and which is processed on their behalf by Richkart.com Inc. For example, point of sale information in our Retail entities outs Account the INDIA. is controlled by our indie Accentual Retail entities in each country. Richkart.com, Online Store and iTunes related personal information may also be controlled by legal entities outs Account the India. as reflected in the terms of the services.